by Kristen Terranova With the high cost of California real estate, it’s not uncommon for buyers to ask a parent or other family member to co-sign their loan. What should you do if you are asked to be a co-signer? First, consider the risks of co-signing. Job loss, illness, divorce, and other unexpected misfortunes can...
Author – Kristen Terranova The housing market in California is notoriously tough, and shows little sign of becoming more affordable any time soon. Increasingly, families are combining resources to purchase or upgrade homes. At Deka Law Group, we regularly advise clients looking to help their children get a first foothold in the housing market, or...
Author – Kristen Terranova Since 2016 California has allowed terminally ill adult residents to request medication from a physician that will end their life. In 2022 California’s End of Life Option Act was revised, making significant changes that included a reduction in the required waiting period between a patient’s oral requests from 15 days to...
Author – Kristen Terranova Americans are living longer, with many enjoying active, vibrant lives well past retirement. With longer lifespans, however, have also come longer periods of chronic health issues and home assistance needs for many seniors. An estimated 70 percent of adults will need some form of long term care. At the same time,...
Author – Kristen Terranova Planning to leave your retirement accounts to your kids or grandkids? It may be time to revisit your estate plan. For decades one of the key tools in estate planning was to build up wealth in tax-favored retirement plans, which could then be passed on to the original owner’s descendants. Known...
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